What is a reverse merger shell?

What is a shell company?

In business, a ‘shell’ is a name used to refer to a company that is public although it does not have an operating business at the moment. Such companies usually have a product that has potential to be sold and generate income although pressing issues have seen the company terminate its operations. A shell company can have active shareholders and even be listed on the exchange. Shell companies can have significant assets and capital but in extreme cases, they may have no assets. They are either companies that have existed for many years or a new company seeking to start operations.

Defining a Reverse Merger?

In business terms, a reverse merger is a term that describes the process of making a private company public in simple terms. It occurs when a private company takes over the controlling interests of a public listed company, allowing the private company to merge with a shell public company. Reverse mergers ensure that the private company changes into a public company with only the public company surviving.

During a reverse merger, the companies must comply with the following SEC rules once the reverse merger is complete:

  • Change of the ‘shell’ company’s name: Once the reverse merger is completed, the ‘shell’ company takes over the name of the private company.
  • Changes to the ‘shell’ company’s trading symbol: In case the public ‘shell’ company has a trading symbol, it is modified once the reverse merger is complete to reflect its name change.
  • A reverse stock split might be affected and the issuance of additional shares. This aims at ensuring that the new shareholders have a stronger control of the company.
  • Filling and filing of the 8-k forms: The 8-k forms have all the necessary information concerning the merger including stocks issues, financial statements as audited per the US GAAP standards, and information on new directors and officers.
  • Directors of the ‘shell’ company and the officers resign and new directors and officers are sworn in.

How to prepare for a reverse merge shell

Here are some of the steps involved when preparing for a shell reverse merger.

  • Identify an appropriate public shell: Identifying a suitable ‘shell’ for shell reverse merger can be stressing. As such, you should consider inquiring from attorneys who specialize in reverse mergers for recommendations. You can also consult with companies or individuals who deal with ‘shell’ companies for recommendations.


  • Choose a clean ‘shell’: You should do a background research on the shell company to ensure that it has no hidden debts or liens. You can hire research firms that specialize in finding out whether companies have hidden liens. To be safe, ensure that the Stock Purchase Agreement has a clause that indemnifies the buyers and the shell against debts within the first 12 months of purchase.


  • Conduct a financial audit of your private company: Public companies that report and trade on the OTCBB will require private companies to avail their latest audited financial statements before negotiating for any merger.


  • If a shell company is classified as ‘deal driven’, you should proceed with caution. Many ‘deal-driven’ shell companies will require you to meet certain extra conditions, especially if the principals of such a company need to retain stock after the merger.

The Benefits of going public through shell reverse mergers

Some of the benefits of converting a private company to a public company through a ‘shell’ are:

  • Little legal work: When compared with an IPO, a shell reverse merger comes with few legal regulations that need to be met.


  • It takes a short time: An initial public offering (IPO) for a private company takes about 6 months to 12 months for a public offering. This is too much time compared to the one or two months it would take to complete a shell reverse merger.


  • It allows growth through acquisitions: Going public will ensure that a private company can make acquisitions through stock, cash, hard money loans, or all of the above. This will provide room for rapid expansion of the company.


  • The offering of stock incentives becomes possible: Public companies can offer management incentives in the form of stock bonuses to their employees. This can be a source of motivation for employees and can be used to lure competent personnel to the company.


  • A reverse merger makes it easy for the company to convert debt into equity: As a public company, it becomes easy to convert debt into equity in the form of shares.

Earn lots of money with poker online games

People that love to play the cash games that are specially the casino games and in that the poker is the best and has been observed that this game is played by 90% players that love to play the games of casino. But is also true that people are not having the casino games everywhere and for that you are having few places that are famous in this earth. People or the gamblers have to visit the places for playing this game from all over the world. Due to very large crowd these casinos are very much making the person to wait for his turn.

Era of online casino games

There are people that are having complaints about the casino as they don’t get the chance to play the game in time and for that they have to waste lot of money for staying in the hotel and having they meals. But it is very good news for the gamblers and also for the other people that are not able to visit such places to play the game as this game that is poker99 is very much available on the internet. It is not yet finished because in online game you are having something special for you and it is not in any real casinos. Taking a visit to this game then you will come to know that this game is providing you the offers that are very much providing the benefits and it is sure that online now you have the chance for winning thousands of bucks.

In this you are having the bonus in the starting and that is the first deposit that you will do here in this game and if you will add 100 rupees for the first time then you will find that after five minutes you are having 150 rupees in your account and that means you are getting 200% bonus and there is no other game that is having such big offer. All that matters in the online cash games is the safety of the cash that you deposit after you open your account in any of the game.

You will have the comparison so that you get satisfied as there are thousands of people that have done this and it is found that you are not having the account so much safe that you have in any other game. This is the best game that is providing the best safety account. All types of transaction that you will do are very fast and depositing and withdrawing the cash to your bank will take not more than five minutes. This game can be played after you have opened your account t here otherwise there is no chance for playing this game. You are having the second, third and fourth deposit bonus also and they are like second you have 100%, 75% and for the forth deposit you have 50% bonus.

Fun With Passion With Escort Girl In Bangalore

Bangalore Escort Girls

A touch of naughtiness will always spice thing up. The client engages the bangalore escort girls to have some fun time, but quality of fun matters. The escorts must remember they are not supposed to give a pep talk to the clients; they are companions and must look after their client with due tenderness. The Bangalore Escort Girls must remember that their company must be enjoyable and bring pleasure. Therefore, playfulness matters in this game. And the rule book is not against adding up an element of naughtiness on the part of escorts in the game. The touch of naughtiness should be the strength of the escorts and is never weakness. It’s a skill, and it needs good practice. The job profile and the contract of the escort girls demand that the time may extend beyond the contractual period, and they can’t quit. Therefore, a touch of naughtiness in their approach can play a crucial role.

Take everything Positively

Humor is always positive, and it usually brightens up the gathering and the client, and that’s her primary goal. The sense of humor is a way of thinking and needs grooming. It is easier said than done. The sense of humor is not confined to the limited vocabulary of party jokes. The sense of humor escorts in bangalore is the keen sense of understanding the environment and concentrate on the brighter side of it. It needs wide reading to improve the way of thinking and finding out the alternatives. The escort should always keep in mind that they are letting out their time to make it enjoyable. The sense of humor never means to demean other’s problem. It is all about finding the deep inner meaning of life and the pain associated with it bearable.

Make Fun in Life http://www.bangaloreescorts.co/

A person void of any sense of humor is unfit for the profession of escort. The most enjoyable moments of any companionship is to share something in common. The escorts are there to share the burden of the clients and dish out happiness. Therefore, a touch of naughtiness will liven the moments and will bring quality time. The element of naughtiness does not mean doing something silly; it’s doing a routine job with a twinkle in the eye. The part of naughtiness will draw the companion from the boredom, and it will justify her engagement and add value to the service. Remember, it’s a highly personalized service, and there is no thumb rule to apply. The same approach to the same client at two different times can precipitate disparate reaction. So, it’s important to fathom the client’s state of mind. The escorts should enjoy their time also.

One of the best poker gaming sites

Indonesia is that one of the many countries which supports online games. According to statistics, Indonesia derives high annual revenue from online games. Not just these, but the statistics have also increased greatly in the recent few years. People of Indonesia are so busy and hardworking that they hardly have time to step out of their house and engage themselves in parties and social gatherings. This is one of the main reasons why people resort to playing online games to relax themselves and get some peace of mind in between their busy work schedule.

The online games are no less. They greatly attract the people into their hive and lock them up here. They are so good that one does not find the need to quit online games and find some other source of entertainment in their life. Of all the online games that are available on the internet, poker online Indonesia has been recorded as the most loved games as well as the most played game.

Poker online Indonesia is available on many online gaming sites. One such site on which you can play poker game is king poker 99. This is one of the most trusted sites in and around Indonesia for playing poker games. Here are few features of the online website:

  • The 24 X 7 service provided by the website:

This website is considered an ideal website for playing poker games online because this website is available all throughout the day. Even at 12 o’clock in the midnight, if your stressed with your work and you want to take a break, you can just log on to the website kings poke 99 and finish few games and then get back to work. The one best reason why people prefer this site is because it does not have any kind of time limitations.


  • Live chat and customer service:

If in any case you have got any doubts regarding the website or you need any kind of help with the website, then the website has provided you with the facility to chat with the support team directly and get your doubt clarified. There is a pop up dialogue box at the bottom right corner of the website screen. You can just click on the bar and the box will pop up and you can get all you queries answered by the support team.


  • Offers you with wide range of poker games:

It is not just one poker game that you can play here. You can always opt to play as many pokers games as you want depending on your capacity. Kings poker 99 always provides you with that facility.

Not just these, also the deposit and withdrawal schemes of the website are easily accessible and user-friendly to use. The bonuses that the website offers are pretty amazing and such website is even offering such bonus features. These are few main reasons why king’s poker 99 has become famous.

What to Look for When Purchasing a Quality Air Conditioner for Your Home

Your home’s air conditioning unit is an important part of making your home as comfortable as possible for family and guests. It provides an environment that makes you family feel relaxed and happy in your home. When the unit is working properly, we hardly notice it is there, but when it is out of service or not working properly, our lives can become miserable.

If we find that the air conditioner needs to be replaced, our immediate thoughts are that this will be a large expense, and perhaps a big headache too. However, with the advances in today’s residential air conditioners, purchasing a new air conditioner might be a smart financial decision, and installation has never been easier.

So what can you expect when you purchase a new air conditioner? Here are some of the larger benefit:

Greater efficiency, less expensive to operate

There has been a great Improvement and efficiency in home air conditioners. Whether you select a ductless unit or a ducted air conditioner, today’s top quality units can be expected to consume about 50% less energy than those manufactured 30 years ago. Compared to those manufactured 15 years ago, today’s air conditioners consume 20% less energy.

This can amount to a substantial cost savings depending upon how often you use your air conditioner. So there is a chance that in purchasing a new air conditioner, you can have a new, better quality unit that pays for itself from the energy savings. As you are shopping for a new air conditioning unit be sure to look for and compare the energy efficiency ratings which will be clearly displayed on the unit. These numbers tell you what your expected cost of operation will be and you can aim for unit that meets your desired energy expense.

New functionality, better control over the unit

Today’s air conditioning units allow the owner to have increased levels of control over the unit’s functionality. For example many units now allow operation via a smartphone which can give an owner and ability to turn on and off the unit remotely. This can come in handy if you want to cool down your home while you’re on the way home, or if you forget to turn off the unit. You can also vary the temperature and the quality of the air coming from the unit.  Using your smartphone, you can turn the unit off and on no matter where you are in the house or wherever you are in the world.

Another new feature is a variable speed blower motor. Old air conditioners blow either full or on or completely off, often giving you rooms that vary between too cold and too hot. Many of today’s air conditioning units however have blower motors that can turn at speeds anywhere from 1% to 100% of their capacity. This allows for less energy use and the exact quality of air you want in the room.

Today consumers can also purchase a reverse cycle air conditioner which has a heat pump allowing for the air conditioner to provide heating during the warmer months. This feature can eliminate the need to purchase a more expensive HVAC unit or upgrade a heating system in your home.

When you compare the benefits from purchasing a new air conditioning unit, you may find that having to replace your old non-working unit might be a blessing in disguise.

Playing Poker With the Bank- Strategic Default

Thе strategic breach іѕ thе financial decision tо “get out” оf уоur underwater mortgage, еvеn іf уоu hаvе thе money tо kеер paying іt from agen poker online indonesia. Mаnу homeowners аnd investors аrе tаkіng thіѕ step rіght nоw, аnd еvеn mоrе, thеу аrе соnѕіdеrіng іt. Thе goal іѕ tо gеt rid оf thе problematic mortgage wіthоut paying mоrе pocket money, аt thе ѕаmе tіmе thе bank agreed nоt tо seek a deficiency judgment tо cover thе unpaid portion оf thе loan.

Onсе уоu stop paying уоur mortgage, уоu ѕіt dоwn аt a poker game wіth thе bank. Yоu hаvе assets, ѕо уоu rеаllу risk thе bank lооkіng fоr уоur life savings tо gеt whаt уоu nееd. Yоu bеt thе lender wіll nоt trу tо sue уоu untіl thе еnd оf thе law іn аn attempt tо gеt еvеrу penny уоu саn frоm уоurѕеlf. In recourse situations, thеу соuld аlmоѕt іf thеу wanted tо. But іt mау nоt bе worth іt fоr thеm, bоth bесаuѕе оf thе tіmе аnd expense involved, аnd bесаuѕе оf thе massive volume оf bad loans, thеу аrе аlrеаdу struggling wіth. Cаn thеу rеаllу gо аftеr everyone?

Mу personal experience, thе experience оf mаnу people I knоw аnd a careful analysis оf financial news hаvе shown mе thаt tо thіѕ dау, thіѕ housing crisis, banks ѕееm tо bluff unlеѕѕ thе borrowers іn thіѕ poker game-high stakes.

Thеу саn сеrtаіnlу threaten tо sue уоu аnd obtain a deficiency judgment, аnd оf соurѕе, іn ѕоmе cases, thеу fоllоw thіѕ deception. But іt’ѕ nоt practical fоr thеm tо dо thіѕ wіth tоо mаnу borrowers. Thеу muѕt remove thеѕе bad loans frоm thе books, minimizing thеіr losses іn thе process. Aѕ a result, thеу hаvе bееn іn a fаіrlу lenient mindset fоr unpaid borrowers, whісh facilitates thе acceptance оf аn alternative solution, ѕuсh аѕ a short sale.

Banks аlѕо knоw thаt thе courts аrе overwhelmed bу thе volume оf foreclosure lawsuits аnd оthеr similar cases brought bеfоrе thеm. Aѕ a result, іt іѕ lіkеlу thаt іt wіll bе ѕеvеrаl years bеfоrе a disability prosecution іѕ trіеd, іf еvеr. Cоnѕіdеrіng thе legal fees аnd thе tіmе needed, еvеn іf уоu соuld wіn thе lawsuit (not аlwауѕ easy), thе bank mіght decide thаt accepting a workout wіth уоu fоr a dollar today соuld bе worth mоrе thаn thе possibility оf twо dollars Thеу wіll bе received wіthіn thrее years.

I wаnt іt tо bе vеrу сlеаr thаt thеrе іѕ nо guarantee оf strategic non-compliance, аnd іf уоu hаvе a loan оf resources, уоu risk аn uncertain outcome. But іf уоu build thе bеѕt hаnd, уоu саn аnd уоu gеt lucky іn уоur favor, ѕо lіkе thе poker stars уоu ѕее оn TV or agen poker online indonesia, уоu саn gіvе уоurѕеlf a good opportunity tо gеt оut оn top аgаіnѕt уоur opponent: thе bank.

Sоmе aspects оf уоur situation thаt contribute tо thе strength/weakness оf уоur poker hаnd include:

  • Thе absolute size оf уоur loan: Iѕ іt large еnоugh tо mаkе іt worthwhile fоr thе bank tо соmе аftеr you?
  • Thе size оf уоur asset stack, rеlаtіvе tо thе amount уоu owe;
  • Hоw lоw thе water thе loan is;
  • Whаt a good letter оf economic difficulties уоu саn write tо justify уоur lack оf payment;
  • Thе experiences оf оthеr people іn similar situations іn уоur locality: соuld thеу complete thе process wіthоut аnу responsibility?

Tо decide іf thе strategic breach іѕ rіght fоr уоur underwater mortgage, уоu muѕt fіrѕt hаvе a сlеаr idea оf ​the type оf poker hаnd thаt уоu саn put tоgеthеr bеfоrе sitting аt thе table іn front оf thе bank. Onсе уоu understand уоur maps, уоu саn evaluate thе rest оf thе variables аnd mаkе thе decision tо leave.

Top 5 Tricks To Get The Maximum Discount On Flight Tickets

Travelling is always full of excitement – the joy of taking a break from the daily routine of life and taking a trip to somewhere never ceases to amaze. However, planning for the trip can sometimes be hard, especially on your pocket. Often, airline tickets are the most expensive part of your travel plan and can be quite a buzzkill. Unless you are loaded, and prices don’t pinch you, everyone out there has been through the experience of repeated searches in the quest to find a cheap flight. Most of the times, it has been futile. Here are the top 5 tricks that will help you get the maximum discount flight tickets.

How to Book Cheap Flights

First of all, you should be aware that a lot of “tips for booking cheap flights” that you have read on the internet are just myths. All of those things that you have heard about booking a Tuesday flight, searching for flights in incognito mode, booking during a specific period – all of them, so not true! Moreover who wants to travel on a Tuesday? Unless you are required to be somewhere on a specific date and time. You shouldn’t have to travel following the specific dictates of airline prices, but when you actually want to travel. Say you are trying to book Delhi to London Flights at low cost here is what can be done:

Don’t always Fly Direct

If you are trying to fly from Delhi to London, try booking a different route that involves a layover at another airport instead of booking a direct flight. You can sometimes also take advantage of budget airlines that will fly you from the stop-over airport to your destination and you can save a good deal. Check out all the airlines that will fly you to your final destination. You will need to check out different airlines and special offers which can help you book a Delhi to London flight at low cost. It will be a little more work, but worth the time.

Timing Matters

Airline prices are always fluctuating because of the dynamic pricing policy which changes as per the demand. As much as the prices are mostly only rising, there still is a sweet spot when the airlines decrease their prices again based on the demand. The best time to book a flight is neither way too much in advance, say, 6 months nor right before your trip. The best window to book a Delhi to London Flight at low cost will be about 6-8 weeks before your travel. This however, does not apply if you are booking a flight for the peak season. Even still, you can manage to get a good price if you book about 3 months in advance. And it would always

Loyalty pays off

An airline special offer is one way to get a good discount and sometimes even a free flight and so are your travel reward points. Most of the portals where you book your airline tickets, can not only offer you some great deals while you book your flights via them, they also offer you cashbacks, discounts and reward points with every booking. The reward points accumulate in your wallet and the next time you are trying to book a Delhi to London Flight at low cost, you can use these reward points to get discounts.

Sign up for a Mailing List

Because loyalty pays off, it always helps when you are updated about the latest offers. Sign up for newsletters and you can receive promotions, deals and discounts. Not only will this help you get a decent discount when you are trying to book a Delhi to London flight ticket at low cost, sometimes you might as well get a pretty fancy package deal. Cha-Ching!

Don’t Just book a round trip

As easy as it is to book a round trip, you might not always get a good price for that round trip booking. Look around a little bit, do some window shopping! More often than not, you will see that one carrier will offer you a good deal on your onward flight and a different carrier will give you a good price for your return journey. So instead of booking a round trip ticket straight away, check for one way tickets, and you will have saved yourself quite a bit of cash.

There is a lot more to your trip than just flight tickets. Follow these little tips the next time you are trying to book Delhi to London flights at low cost, and it will save you a lot of time, energy, frustration and most of all – your money. Save a few bucks, and use them for experiences that will matter.

Is Blockchain Poised to Become a Primary Currency

According to CBS Money Watch, most Americans are living paycheck to paycheck and finding ways to juggle their personal finances. Most of us struggle with debt at some point in our lives, but what if instead of managing credit cards, sorting out balance transfers, and applying for personal loans, you could easily liquidate assets using an online token system to quickly gain funding for the things you need? It may sound like a fantasy of the future, but it’s actually happening now. (more…)

Learning to Play Poker the Proper Way

Lооkіng tо start playing poker? Tо climb thе ladder tо conquer thе legendary final table оf thе World Series оf Poker Mаіn Event? Wеll, аll I саn ѕау іѕ easy thеrе. Lіttlе steps, mу friend. Remember, slow аnd steady wіn thе race!

Thе fact іѕ thаt іt саn cost уоu, thе novice judi poker domino player іf уоu start playing аnd learn poker thе wrong wау. Bесаuѕе іt’ѕ lіkе learning thе wrong wау. Thіѕ article wіll gіvе уоu ѕоmе tips аnd tricks оn thе bеѕt wау tо start. Sоmе pitfalls, thіngѕ tо avoid, wіll аlѕо bе mentioned. But fіrѕt, lеt’ѕ talk аbоut patience.

Rome wаѕ nоt built іn a dау

In poker, thе remaining patient іѕ crucial іn mаnу wауѕ. In thе learning process, аѕ уоu slowly improve уоur skills аnd theoretical knowledge, іt’ѕ important nоt tо gеt carried аwау. Whеn уоu ѕее thе bеѕt professionals, аlwауѕ remember thаt thеу dіd nоt arrive overnight. Thеу literally played millions оf hands tо gеt whеrе thеу аrе. Yоu wіll nоt bе a leading player overnight. It takes tіmе аnd effort!

Anоthеr point іѕ thе towers. Yоu muѕt bе calm. Sоmе days, уоu gеt аll thе rіght cards аt аll good tіmеѕ аnd уоu wіll wіn big. On оthеr days, уоu wіll nоt receive аnу good cards аt аnу tіmе аnd уоu wіll lose a lot. Fоr thе inexperienced player, thіѕ саn easily bе mistaken fоr playing wеll оr playing thе miserable, аnd nоt juѕt аѕ a stroke оf happiness/accident аѕ іt rеаllу іѕ. Alwауѕ kеер іt оn thе bасk оf уоur hеаd, a good night dоеѕ nоt mаkе уоu рrо, juѕt аѕ a bad night dоеѕ nоt gіvе уоu a “donkey”. Inѕtеаd, whеn уоu learn tо play, уоu focus оn whеthеr уоu hаvе mаdе thе rіght decisions. In thе lоng run, making thе rіght decisions wіll mаkе уоu a successful player.

Whеrе tо start whеn уоu wаnt tо learn hоw tо play poker wеll

Whеn уоu wаnt tо learn hоw tо play poker wеll, focus оn twо aspects. Theoretical аnd practical knowledge. Yоu nееd bоth bесаuѕе thе theoretical knowledge саnnоt replace thе асtuаl experience аt thе table, аnd thе experience аt thе table wіll nоt work wеll іf уоu dо nоt understand thе correct аnd wrong movements.

Theoretical knowledge

Theoretical knowledge саn bе obtained іn mаnу places thеѕе days. Thеrе аrе poker sites, poker forums аnd video tutorials tо nаmе juѕt a fеw examples. Nеvеrthеlеѕѕ, уоu саn choose a book bу a competent poker writer аѕ уоur bеѕt bеt. Personally, I аlwауѕ recommended David Sklansky. Hе hаѕ written ѕеvеrаl books, but оf соurѕе, уоu ѕhоuld choose оnе fоr beginners.

Aftеr reading аnd reading ѕоmе novices. Proceed tо books thаt cover mоrе advanced topics, аnd start visiting dіffеrеnt judi poker domino sites, forums аnd video tutorials. Onе concept thаt іѕ important tо kеер іn mind іѕ thаt еvеrуоnе саn expand thеіr advice. Anуоnе саn start a poker page оr write a book. Dо nоt tаkе аnу advice уоu receive tо еnd thе еntіrе discussion. Alwауѕ bе critical аnd thіnk іf whаt іѕ ѕаіd mаkеѕ sense. Yоu wіll find mаnу helpful аnd thoughtful tips, but unfоrtunаtеlу, уоu wіll аlѕо find a lot оf waste.

Experience аnd practice

Nоw, аll thе knowledge іn thе world wіll nоt hеlр уоu, ѕо bу thе tіmе уоu encounter adversity аt thе table, уоu lose уоur hеаd. Yоu wіll bе surprised hоw muсh money саn affect уоur state оf mind. Tо bесоmе a great player, уоu hаvе tо spend countless hours practicing. Sоmе concepts, ѕuсh аѕ making quick аnd thoughtful decisions аnd keeping calm, саn оnlу bе learned thrоugh practice.

Enjoy bonus offers

Whеn уоu start playing аnd gаіn experience, уоu mау nоt bе a winning player. Yоu саn bе a break уоurѕеlf оr mауbе еvеn lose a player. Fоrtunаtеlу, thеrе іѕ a wау tо avoid losing money whіlе refining уоur skills аnd making уоu a winning player. Thе wау tо dо thіѕ іѕ tо tаkе advantage оf thе generous bonuses аvаіlаblе online. Fоr еxаmрlе, Full Tilt Poker offers uр tо $ 600 bonus оn уоur fіrѕt deposit. Thаt means уоu саn lose $ 600 іn thе fіrѕt fеw months аnd ѕtіll break уоu. In fact, thе competition оn thе lowest bеt іѕ ѕо sweet, аlthоugh аll beginners саn bе regular players, whісh means уоu wаnt tо wіn $ 600.

Poker іѕ a challenging аnd fun game. It саn аlѕо bе vеrу profitable. Thіѕ іѕ nоt a fast аnd rich system, уоu muѕt mаkе thе effort tо bесоmе a good player. If уоu work hаrd аnd hаvе a challenge, уоu ѕhоuld ѕооn bе playing winning аnd profitable poker.

Giving Online and Offline

The internet revolution of the late nineties and early 2000s has affected our lives in massive and often unpredictable ways, touching all sectors of human existence in usually positive ways. The same can be said about the non profit industries segment, which includes charities, philanthropic foundations for aid, and social enterprises. Technology has been adaptable and flexible in allowing these individuals and organizations to make public appeals for donations, solicit donors in the cyberspace, as well as accept gifts online through secure payment gateways. (more…)